At OBT Dental & Orthodontics, we believe dental care should be easy to understand and accessible for every patient. Our team takes time to explain coverage, review costs clearly, and help you feel confident when choosing from available dental insurance plans or payment options.
Dental Insurance
Dental insurance often supports preventive care such as exams, cleanings, and X-rays, while also helping with many restorative treatments. Coverage varies by provider and plan, so we review your benefits carefully before treatment begins.
Dental Insurance Plans
Patients may have employer-based or individual dental plans, each with different deductibles, annual maximums, and waiting periods. Our office verifies your plan details and explains how coverage applies to your recommended care.
Accepted Insurance Plans
OBT Dental & Orthodontics works with many major providers, including Cigna Dental Insurance, Aetna Dental Insurance, and Humana Dental Insurance, along with a wide range of other carriers. Our team is happy to assist with benefit verification and claim submissions.
- CAQH
- Liberty
- Dentaquest
- Sunlife
- Aflac
- MCNA
- Metlife
- Safeguard
- GEHA
- Cigna
- Humana
- BCBC
- Careington
- Delta Dental
- Delta Care
- United Health Care
- Ameritas
- Aetna
- Guardian
- Principal
- Solstice
- FCLife
- FHS
- Envolve
- United Concordia
- Tricare
- Florida Blue
- Centene
- Financial
- Medicare Advantage
- Dentemax
- Connection Dental
- ActiveDutie
- Blue Clasic
- Blue Dental Access
- Wellcare
- DHA
Financing Options
For patients without any insurance or for services not fully covered, flexible financing options are available. We partner with trusted third-party providers and also offer a loyalty plan designed to support long-term oral health.
Financing Providers
- Cherry
- CareCredit
- LendingClub
- Star Dental Loyalty Plan
Out-of-Pocket Payments
We accept cash, most of the credit cards, and debit cards. If deductibles or co-payments apply, our team reviews these amounts in advance so you can plan with confidence.
Clear Support, Every Step
Our goal is to provide honest guidance and clear answers. Whether you are using insurance or financing, OBT Dental & Orthodontics is here to help you make informed decisions about your dental care.
