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Insurance Confusion? Here’s What You Really Need to Know

General Dentistry, Orthodontics & Specialist located in Orlando, FL


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At OBT Dental & Orthodontics, we talk to patients every day who are surprised to learn that their insurance doesn’t pay for their full treatment—or that it requires pre-approval before anything can begin. If you’re feeling unsure, you’re not alone.

You’ve got dental insurance, and that’s great. But does it cover everything you need?

Spoiler alert: Probably not.

At OBT Dental & Orthodontics, we talk to patients every day who are surprised to learn that their insurance doesn’t pay for their full treatment—or that it requires pre-approval before anything can begin. If you’re feeling unsure, you’re not alone.

Here’s the Truth:

  • Insurance is a payment option, not full coverage

  • Plans often limit how much they’ll pay each year

  • Some treatments require preauthorization

  • You are responsible for knowing your coverage details

We’ll help you navigate all of this—but it's important to remember that even with insurance, you may have a remaining balance.

Don’t Let Red Tape Stop You

We get it—nobody wants surprise costs. But we’ve also seen how putting off treatment while waiting on insurance decisions can lead to bigger problems. That small cavity or missing tooth? It can turn into something way more complicated (and expensive) the longer you wait.

Don't delay your care—your health deserves better.

You Have Options Beyond Insurance

We believe everyone deserves access to great dental care—insurance or not. That’s why OBT Dental & Orthodontics proudly offers flexible payment plans through:

  • Cherry

  • CareCredit

  • Springstone

These options let you spread out your payments over time, with low or no-interest plans available for many patients.


Take Control of Your Smile

Dental insurance is helpful—but it’s not the whole solution. If you have questions, we’re happy to review your benefits, explain your costs, and help you find a payment option that works for you.

Call OBT Dental & Orthodontics today, (407) 8578585 and let’s make your dream smile a reality—without the wait.