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As we approach the end of the year, many patients don’t realize that a significant portion of their dental insurance benefits may go unused. At OBT Dental & Orthodontics in Orlando, we want to make sure you get the most out of the coverage you’ve paid.
As we approach the end of the year, many patients don’t realize that a significant portion of their dental insurance benefits may go unused. At OBT Dental & Orthodontics in Orlando, we want to make sure you get the most out of the coverage you’ve already paid for. Understanding how your dental insurance works—and why timing matters—can save you money, prevent future dental problems, and help you maintain a healthy, confident smile.
Why Do Dental Insurance Benefits Expire?
Most dental insurance plans operate on a calendar year, meaning your benefits reset on January 1st. Any unused preventive care, basic care, or major care allowances typically do not roll over. So if you don’t use your benefits before December 31st, you lose them.
This includes:
- Your annual maximum
- Two covered cleanings per year
- Covered X-rays
- Reduced-cost fillings, crowns, and other restorations
Using your benefits now can help you avoid paying out of pocket later for dental issues that could have been addressed sooner.
What Happens If You Delay Dental Treatment?
Delaying treatment often leads to:
- More complicated dental problems
- Higher out-of-pocket costs
- Longer treatment times
- Potential dental emergencies
A small cavity today might turn into a root canal or crown in a few months. Addressing dental needs early—while insurance still covers a significant portion—can save you hundreds or even thousands of dollars.
How Can You Maximize Your Dental Insurance Before Year-End?
Here are simple steps to make the most of your benefits:
- Schedule Your Cleaning and Exam
Preventive care is often covered at 100% by most plans. Regular visits help catch issues early… before they become expensive.
- Complete Outstanding Treatment
If you’ve postponed fillings, crowns, periodontal cleanings, or orthodontic consultations, now is the time. Completing them before benefits reset ensures you get maximum coverage.
- Plan Ahead for 2026
If you know you’ll need more extensive treatment—such as dental implants, orthodontics, or multiple restorations—we can help you coordinate benefits across two calendar years to reduce your total cost.
Why Choose OBT Dental & Orthodontics?
Patients searching for a “dentist near me” in Orlando trust us because we offer:
- Comprehensive dental care for the whole family
- Flexible scheduling and same-day appointments
- Insurance-friendly treatment planning
- Transparent fees and financial options
Our goal is to make your dental care convenient, affordable, and stress-free—especially as the year comes to a close.
Have Questions About Your Coverage?
Here are answers to the most common ones:
Q: How do I know what’s left of my dental benefits?
A: Our team can contact your insurance provider and give you a clear breakdown of what’s available.
Q: Can I still schedule treatment before the end of the year?
A: Yes, but appointments fill fast. We recommend calling as soon as possible to secure your spot.
Q: Does insurance help cover orthodontics or braces?
A: Many plans offer annual or lifetime orthodontic benefits. We can check your plan and help you maximize those as well.
Don’t Let Your Benefits Go to Waste
If you haven’t scheduled your visit yet, now is the perfect time. Call OBT Dental & Orthodontics at 407-857-8585 or visit www.obtdental.com to reserve your appointment.
Your smile—and your wallet—will thank you.